Bank Of Hawaii Cd Rates 2025. Current savings rates are at 0.10% and money market rates are at 0.50%. The best time to open a cd account is usually when interest rates are high.
Cd rates at top online banks have fallen a bit as a result of the initial rate cut, but still remain near their highest level in more than a decade. If you’re hoping cd rates might increase in 2025, there’s a slim chance it could happen, but don’t count on it.